Checking

Citizens State Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations. If you need to reorder checks use our secure Check Reorder Form.

 

 

Personal Checking Account

  • Low $200 minimum balance
  • Unlimited check writing
  • No per check charge
  • If average daily balance is less than $200, an $8 service charge fee will be imposed for that statement cycle
  • Minimum balance fee will be waived for non-profit organizations

Preferred Checking Account

  • Free personalized checks (selected style)
  • No minimum balance required
  • Unlimited check writing
  • No per check charge
  • Free money orders
  • All of these features available for a monthly fee of $11
  • Personal accounts only

Gold Checking Account

  • Free personalized checks (Selected style)
  • Tiered-rate account. Interest rate and annual percentage yield will vary depending on the daily available balance in your account
  • Interest is earned on a daily available balance of $2,000 or more
  • Interest is compounded and credited to your account every month
  • Half-price safe deposit box
  • 10 free photocopies per month
  • Free money orders
  • You must be 62 or older to be eligible for Gold Checking

Value Checking Account

  • No minimum balance required
  • No per check charge
  • Unlimited check writing
  • Copies may be obtained for $1 per check

Student Checking Account

  • No minimum balance required
  • Unlimited check writing
  • No per check charge
  • 1st box of checks free

NOW Interest Checking

  • Unlimited check writing
  • No per check charge
  • Tiered-rate account. Interest rate and annual percentage yield will vary depending on the daily available balance in your account
  • Interest is compounded and credited to your account every month
  • Interest is earned on a daily balance of $2,000 or more
  • A $10 monthly fee if average daily balance in the account falls below $2,000

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