Debit Card

A chip-enhanced Citizens State Bank Visa® debit card offers you a convenient and quick way to access your checking account to make a purchase or to withdraw cash.

  • Access your funds 24/7 at our convenient ATMs.
  • Make purchases virtually anywhere Visa® cards are accepted.  The cost of goods or services purchased is deducted from your checking account.
  • Use an ATM to withdraw cash, make account inquires, or transfer funds.
  • Chip-enhanced cards offer better protection.  Debit cards with chip technology provide stronger security when used at terminals or ATMs that are chip-enables.  The data stored on the chip is more difficult to counterfeit than magnetically stored data, which offers you better protection against fraud.
    • A chip-enhanced card is a standard card that contains an embedded microchip as well as a traditional magnetic stripe.  The chip encrypts information to increase data security when making transactions at terminals or ATMs that are chip-enabled.  The chip on your debit card provides additional security only when used at a terminal or ATM that is chip-enabled.

Visa® debit card is available to qualified Citizens State Bank customers.


If your debit card is ever lost or stolen, please call 1-800-472-3272.

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