Temporary FDIC Insurance Coverage

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE

COVERAGE FOR TRANSACTION ACCOUNTS

The Transaction Account Guarantee Program (TAG) is set to expire December 31, 2012.  This program provided unlimited FDIC protection for non-interest-bearing accounts in banks.  When this program expires all accounts you have with any bank will be subject to the $250,000 maximum FDIC insurance limit.  For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Rev.200768#a

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